Gift giving can be a real budget killer. Many of us will overspend on gifts, especially during the holiday season. Four ideas to keep your gift expense under control:
1. Plan ahead. Be like Santa...Make a list and check it twice. Make a budget and stick to it.
2. Identify people who really wouldn't care if they didn't receive a gift and talk to them. Our family has grown so much we have now agreed with my sisters that we won't exchange gifts anymore but will limit gift giving to our repective teenage (or younger) children. Instead of each of our children giving each other a gift, our children draw names and agree to a maximum cost for the gifts.
3. Consider giving a gift you make yourself. Most people close enough to you to receive a gift would probably prefer it. Are you a good cook? Give homemade cookies. Can you knit? Give scarves or hats.
4. Be an early bird. Hit those big sales. The Wall Street Journal predicts that deep discounts will remain throughout the Christmas season.
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