My 1st $-Saving Tip

This one may be a "no-brainer", but I think it's the first step to saving money. Use cash instead of credit cards. Using credit cards tends to feel more like spending “Monopoly Money” than hard earned cash. If you're used to charging all month and then paying your bill at the end of the month it may take a few months to turn that around, but when you do you will definitely notice a change. It's a little harder to hand over a $5 bill than a piece of plastic to that coffee barista!